ICICI Bank provides a wide array of banking products and financial services to its retail and corporate customers. It has a wide variety of delivery channels and specialized affiliates and subsidiaries that ensure the flow of its offerings in the areas like investment banking, venture capital, life and non-life insurance and asset management. This bank is also India's largest credit card issuer. The equity share of ICICI Bank is listed on various stock exchanges like NSE, BSE, Kolkata Stock Exchange and Vadodara Stock Exchange etc. Its ADRs are also listed on the New York Stock Exchange. ICICI Bank also has the largest international balance sheet among all the banks in India. It is also expanding its business in the overseas market at an enviable pace. In Q2 September 2008, ICICI Bank recorded a 1.15% growth in net profit over Q2 September 2007 to reach at Rs. 1,014.21 crores. The current and savings account (CASA) ratio of the bank also went up from 25% in 2007 to 30% in 2008.
Subsidiaries and Branches
ICICI Bank has branches and subsidiaries in the following countries:
| Subsidiaries |
| United Kingdom |
| Russia |
| Canada |
| Branches |
| United States |
| Singapore |
| Bahrain |
| Hong Kong |
| Sri Lanka |
| Qatar |
| Dubai |
| International Finance Centre |
| United Arab Emirates |
| China |
| South Africa |
| Bangladesh |
| Thailand |
| Malaysia |
| Indonesia |
Channels
ICICI Bank has the following channels through which it offers its products and services to its customers.
- Branches
- ATMs
- Internet Banking
- Mobile Banking
- Phone Banking
Products and Services
ICICI Bank offers a host of products and services to its clients, which include Deposits, Loans, Cards, Investments, Insurance, Demat, NRI Services and Online Services etc.Deposits
Following deposits are offered:
- Savings Account
- Advantage Deposit
- Special Savings Account
- Life Plus Senior Citizens Savings Account
- Fixed Deposits
- Security Deposits
- Recurring Deposits
- Tax-Saver Fixed Deposit
- Young Stars Savings Account
- Child Education Plan
- Bank@Campus
- Salary Account
- Advantage Woman Savings Account
- EEFC Account
- Resident Foreign Currency (Domestic) Account
- Privilege Banking
- No Frills Account
- Rural Savings Account
- People's Savings Account
- Self Help Group Accounts
- Outward Remittance
- Freedom Savings Account
- Family Banking
ICICI Bank offers following loan facilities:
- Home Loans
- Loan Against Property
- Personal Loans
- Car Loans
- Two Wheeler Loans
- Commercial Vehicle Loans
- Loans Against Securities
- Loan Against Gold Ornaments
- Pre-approved Loans
ICICI Bank is India's largest issuer of credit cards. It also offers other types of cards. The various cards offered by ICICI bank are as below:
- Consumer Cards
- Credit Cards
- Travel Cards
- Debit Cards
- Commercial Cards
- Corporate Cards
- Prepaid Cards
- Purchase Cards
- Distribution Cards
- Business Cards
- Merchant Services
ICICI Bank facilitates a range of investment products including:
- ICICI Bank Tax Saving Bonds
- Mutual Funds
- Government of India Bonds
- Initial Public Offers (IPO) by Corporates
- Foreign Exchange Services
- ICICI Bank Pure Gold
- Senior Citizens Savings Scheme, 2004
ICICI Bank offers various types of insurance. Customers can choose from the following:
- Home Insurance
- Health Insurance
- Health Advantage Plus
- Family Floater
- Personal Accident
- Travel Insurance
- Individual Overseas Travel Insurance
- Student Medical Insurance
- Motor Insurance
- Car Insurance
- Two Wheeler Insurance
- Life Insurance
- ICICI Pru LifeTime Gold
- ICICI Pru LifeState RP
Following services are offered to the NRIs:
- Money Transfer
- Bank Accounts
- Investments
- Home Loans
- Insurance
- Loans Against FD
ICICI Bank
ICICI Bank Towers
C - 15, G - Block, Bandra Kurla Complex
Bandra (E)
Mumbai - 400 051
Tel: +91-22-26531414
Fax: +91-22-26531122 / 368 / 212
Web: www.icicibank.com
